Renters Insurance
Renters insurance is designed to protect tenants who rent apartments, houses, or other living spaces from financial loss. While landlords are typically required to insure the buildings they rent out, those policies do not cover the personal possessions of tenants. Renters insurance is an affordable way to protect your belongings.
Here Are Some of the Benefits of Renters Insurance
Personal Belongings Protected
It offers protection to the tenant’s belongings against damage, destruction, or theft.
Disaster Coverage
A policy typically covers losses in the event of fire, theft, vandalism, water damage, or any other natural disaster, including earthquakes and hurricanes.
Stolen & Damaged Items
Depending on the policy, renters insurance may even extend outside the rental unit, covering items stolen or damaged while away from home, such as items stolen from a car.
Personal Liability
If a visitor is injured on the rental property or the tenant causes damage to someone else’s property, the policy provides protection against lawsuits and medical expenses.
Living Expenses
Renters insurance can cover additional living expenses if the rental unit becomes uninhabitable due to a covered loss.
Medical Expenses
It’s also helpful in covering medical expenses for anyone injured on the rental property.
So What is Renters Insurance?
Essentially it is protection for tenants renting residential properties. It’s affordable cost and varying coverage options make tenants feel secure and confident that they can protect their belongings and financial interests.
Get A Quote Today!
Contact our insurance agents at Blue Mountain and let our independent agents help you compare policies from top-rated companies and get the best coverage at the best price.
We Also Offer
Auto Insurance
Homeowners Insurance
Life Insurance
Health Insurance
Pet Insurance
Business Insurance
Business Auto Insurance
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